Michael Cheung

Vice President, Credit and Financing

Michael Cheung

Michael’s role as our Vice President, Credit and Financing is to support the growth and expansion of Invoice Accelerator, looking to expand the product’s reach in the business, and to create more valuable offerings for our customers.

In 2015, Michael joined FastPay as the Head of Credit and Operations, leading the credit, operations, and portfolio management teams. In this role, he was responsible for managing the full cycle of lending operations and setting credit policies, while also serving as the company’s Chief Credit Officer. When FastPay joined us in July of 2021, Michael assumed the role of Vice President, Credit and Financing here at AvidXchange.

Michael’s career spans both start-ups and large financial institutions including his 12 years at Capital One focusing on various credit and underwriting roles. A seasoned business leader and strategist with nearly 20 years’ experience, he is an expert at building teams to leverage data-driven approaches that create repeatable solutions for complex lending businesses.

Michael is also an avid runner and when he’s not working, you’re likely to find him on the road, training for his next marathon.